At this time of year, manoeuvering the potholes can be an adventure, which may see even more so when you consider that some of that vehicle damage may not be covered by your insurance.
CAA Saskatchewan advises to review your policy and get a damage estimate from a reputable garage before deciding whether to make a claim.
Spokesperson Christine Niemczyk says tire damage from driving on potholes or crumbling pavement is considered a collision in the insurance world and it’s not normally covered under the plates and the extension auto policy.
However, if there is also damage to the vehicle, tires can be included in the claim but at a depreciated cost, not at the replacement cost.
Something else you might want to know is the claim is considered a chargeable accident under both the plates and extension insurance, so you will be given six demerit points.
In any case, double check your policy to see what is and isn’t covered.